Pennsylvania Consumer Bankruptcy Attorneys
Are you in debt? Have you heard a lot about bankruptcy? The odds are good that the information you have heard hasn't come directly from a lawyer who handles these matters. You want to know exactly what bankruptcy is about. You want to know the advantages and disadvantages. You want to know exactly how it can help you. At Miller, Poole & Lord, LLP, we can provide the facts you need to make a decision about bankruptcy. We can help you overcome your debt.
Experience is important. Our lawyers have been serving people in York and Adams Counties and the surrounding parts of Pennsylvania for more than 30 years. When you contact us, you can be certain that you will get information from a lawyer who knows how to get results through the bankruptcy process.
We start the process by gathering information about you and your specific situation. We learn about your income and your debt. We get the details necessary to help you make the decision that is right for you.
Many people have heard that the changes in bankruptcy law from several years ago made bankruptcy harder to access. This is not necessarily the case. Bankruptcy protection and a fresh start are still available.
What is Chapter 7 Bankruptcy?
Chapter 7 is the simplest form of bankruptcy. Essentially, it involves the liquidation of assets and the elimination of debt. A common misunderstanding is that people lose all of their property when they go through Chapter 7. That is not the case. There are exemptions that can protect your property and equity. Contact us to determine if you are eligible for Chapter 7 bankruptcy.
What is Chapter 13 Bankruptcy?
Chapter 13 is a form of bankruptcy that allows for the reorganization of your debt. Through this process, a payment plan is developed to repay debts often with the total debt being reduced. The repayment period is three to five years after which the remaining nonexempt debts are discharged. This is a very effective tool to stop foreclosure.
Contact Miller, Poole & Lord, LLP, to speak with an experienced Pennsylvania attorney. We have more than 30 years of experience in all debt relief matters.
